This AML Policy explains the controls used to prevent money laundering, terrorist financing, fraud, identity misuse and payment abuse.
Country-specific legal notice
Ireland is transitioning to a modern licensing and supervision system with stronger controls on advertising, player protection, exclusion and enforcement.
Relevant legal framework: Gambling Regulation Act 2024 framework, AML legislation, GDPR and Irish ePrivacy rules. Responsible authority context: Gambling Regulatory Authority of Ireland (GRAI), with legacy authorities during transition. Minimum age notice: 18+. Self-exclusion context: operator controls and the developing national gambling exclusion framework. Support resources: GamblingCare.ie, HSE addiction services and Gamblers Anonymous Ireland.
Spinia does not claim through this page to hold a local licence in this country. Users must verify the current legal status and availability of the service before registering or playing. This document is informational and is not legal advice.
Anti-money laundering controls
Spinia may apply risk-based controls to prevent money laundering, terrorist financing, fraud, sanctions evasion, identity misuse, payment abuse and use of an account as a money-transfer service.
Identity verification and KYC
Checks may be requested at registration, before or after deposits, before withdrawals, after a change of payment method, when thresholds are reached or when activity is unusual. Documents must be valid, legible, unaltered and belong to the user.
Source of funds and source of wealth
Source-of-funds evidence may include salary, business income, savings, investment proceeds, inheritance or sale documents. Source-of-wealth checks may be requested for high-value, VIP, politically exposed or otherwise elevated-risk activity.
Deposits and withdrawals
Only payment methods owned by the account holder may be used. Third-party cards, bank accounts, wallets, stolen instruments, anonymous funding and chargeback abuse are prohibited. Withdrawals may be routed back to the original method.
Transaction monitoring
Monitoring may cover rapid deposit-and-withdrawal activity, little or no gameplay, multiple linked accounts, unusual IP or device changes, inconsistent geography, bonus conversion, repeated failed verification and transaction patterns inconsistent with the customer profile.
PEPs, sanctions and high-risk jurisdictions
Enhanced due diligence may apply to politically exposed persons, close associates, sanctioned persons, high-risk jurisdictions and transactions linked to unusual intermediaries. Service may be refused when risk cannot be managed.
Prohibited conduct
Forged or stolen documents, third-party payments, account renting, VPN use to bypass controls, structuring transactions, collusion, fraud, terrorist financing and attempts to conceal beneficial ownership are prohibited.
Records, confidentiality and reporting
KYC documents, transaction records, device logs, communications and compliance decisions may be retained for the period required by law and legitimate risk needs. Suspicious activity may be reported without informing the user where tipping-off rules apply.
Availability and limitation of liability
Deposits, withdrawals, gameplay or the account may be restricted while checks are pending. Refusal or failure to provide satisfactory information may lead to transaction cancellation, account closure and regulatory reporting.
Changes and contact
This policy may be updated to reflect legal, regulatory, payment-provider and risk changes. Questions about verification should be sent to support, but Spinia may be unable to disclose confidential monitoring criteria.